As a trusted wealth advisor, I specialize in helping individuals, families, and business owners navigate the complexities of managing life and their money. Whether you're selling your business, enjoying retirement, or simply seeking expert portfolio management grounded in financial planning, I’ll strive to ensure your goals are prioritized at each stage of your life.

I take a personal approach to investment management, placing your goals and concerns at the forefront of every strategy. From saving for your child's education and planning for retirement, to growing your wealth, I combine compassion with a data-driven process to deliver results.

Your financial journey is all about you. I'll work closely with you to understand your stories and  your risk tolerance to develop a flexible investment strategy that evolves with your changing needs. Acting in a fiduciary capacity, I am committed to putting your best interests first and maintaining transparency throughout our working relationship.

With over a decade of experience in private equity and financial advisory best practices, I bring a unique wealth of knowledge to every relationship. Joining Totemic Wealth & Planning in 2022, I extended our firm’s footprint to Gilbert, Arizona.

Outside of work, you’ll find me enjoying time with my wife Jordan, our children, Kennedy and Grady, and our dogs on the golf course, hiking, or off-roading.

With nearly two decades of industry experience, I specialize in developing tailored financial plans and investment management solutions for individuals, families, and business owners. My mission is to help you pursue financial freedom and leave a lasting legacy.

Whether you’re preparing for retirement, planning for your children’s education, or navigating a business transition, I utilize my expertise, advanced technology, and team of resources to implement and monitor a personalized financial plan designed specifically for you. My planning services provide education and organization on your personal financial picture. I also coordinate goals with your estate and tax advisors to stop the overwhelm and create doable action steps alongside of you. What truly drives me is having the opportunity to understand your story and ambitions, so your plan aligns with your needs and values.

I received my Bachelor of Arts from Northern Illinois University and am dedicated to maintaining the highest levels of professionalism, integrity, and diligence in every client relationship.

When I’m not at work, I enjoy spinning, kayaking, and hiking with my husband, our three young kids, and our dogs.

With over 25 years of experience, I have dedicated my career to helping individuals, families, and business owners accumulate, manage, and preserve wealth - providing guidance to help build a strong financial foundation for generations ahead.

At the heart of my practice is a deep commitment to you and your legacy. Working alongside my daughter, Lindsay, and my son, Garrett, we take a personalized approach to financial planning, often guiding you through challenging conversations about legacy and family wealth. Our focus on building lasting relationships means that we take the time to fully understand your goals, aspirations, and personal vision of success.

By collaborating with our team of experts in tax, estate planning, and investments, we’ll help you navigate today’s complex financial landscape. Together, we develop a strategic roadmap designed to meet long-term goals while solving for even your most intricate financial challenges.

Unlike many advisors who incorporate basic financial planning into investment management, we firmly believe that detailed financial planning is the foundation for successful wealth management. Our transparent, step-by-step process is designed to create confidence about your retirement and estate plan, as well as your charitable giving strategy, business continuity, and more.

Whether you are nearing retirement or already enjoying your next chapter, I will serve as both your trusted advisor and your first point of contact for life’s most exciting and important decisions.

Outside of work, my wife Tracey and I relocated to Denver from Chicago, which was a big dream of ours. Married for over 38 years, we enjoy spending time with our three children, seven grandchildren, and exploring Colorado’s great outdoors with activities like hiking, fly fishing, and off-roading.

With over 30 years of experience in the financial services industry, Cynthia Pajas plays a vital role in ensuring the smooth operations of Totemic Wealth & Planning. Since joining the firm as an Executive Assistant in 2018, Cynthia has been dedicated to delivering exceptional client service and fostering strong relationships that help clients achieve their financial goals.

Working closely with Joe, Lindsay, and the rest of the Totemic team, Cynthia ensures that every client’s needs are met with care and attention to detail. While the advisors focus on investment strategies and financial planning, Cynthia steps in to fill the gaps—providing seamless client service and making sure every aspect of the client’s journey is handled with professionalism and warmth. 
Her extensive background across various financial sectors has equipped Cynthia with a deep understanding of clients' financial well-being, allowing her to effectively support the team’s mission of growing generational wealth.

Outside of work, Cynthia enjoys spending time with her husband Jason, to whom she’s been married for 28 years, and their two adult children. She loves reading, baking, cooking, and caring for their dogs, Boba, Sophia, and Kylo.

As the president of Integrated Partners, Andree serves as a driven leader, visionary, and implementor for the organization.

Andree's adept workflows and nimble judgment have proven instrumental in creating a culture of innovation, efficiency, and collaboration. She skillfully leverages these capabilities to oversee Integrated’s day-to-day operations, drive the firm’s key objectives, and ensure the consistent and healthy growth of our organization.

As Chief Investment Officer, Steve uses his passion and fascination with capital markets to create portfolios that support your journey across the wealth spectrum. Steve firmly believes that identifying your end objectives, needs, circumstances, and what drives you is the cornerstone of investing and portfolio construction.

Rich Austin specializes in working with business owners and Fortune 500 executives to build comprehensive strategies for their complex situations. By offering creative ideas for investment, estate and charitable gifting strategies, he helps high net worth clients build legacies for them and their families. Rich concentrates on working with advisors in the design and implementation of thoroughly researched tax reduction strategies. Rich was previously an attorney in private practice and a corporate staff attorney specializing in tax issues and financial analysis.

* Licensed not practicing

With over 30 years of experience, Peter Kaplan serves as Executive Vice President of Planning and Insurance Solutions, specializing in the design, implementation, and management of sophisticated life insurance portfolios.

Peter’s mission is simple:  deliver cutting-edge insurance solutions to safeguard your wealth and legacy, that are perfectly aligned with your family values, aspirations, and goals.

Becca has over 20 years of industry experience helping advisors and the professional partners they work with successfully market their services to clients and prospects. By utilizing our InTouch Marketing Model, Becca helps advisors implement full-service marketing programs so they can build thriving practices and focus on what they do best.

Ann has worked in the financial industry since 1988 and currently serves as the Chief Compliance Officer at Integrated. Her multifaceted role encompasses regulatory compliance, financial controls, daily operations, and information technology management. Beyond her regulatory expertise, Ann contributes valuable operational insights to the firm. She excels at optimizing processes, enhancing communication channels, and devising innovative solutions to overcome the inherent challenges of building a robust financial organization.

A graduate of Clark University with a degree in Economics, Ann is a firm believer in ongoing education in maintaining the highest levels of professionalism. She received her Chartered Life Underwriter (CLU) designation, her Chartered Financial Consultant (ChFC) designation, her Chartered Advisor for Senior Living, (CASL) designation, and the Chartered Leadership Fellow (CLF). In addition to earning numerous awards in the financial industry, she completed a Leadership Best Practices degree at Harvard Business School in 2010.

Chartered Advisor for Senior Living (CASL) conferred by The American College.